:root{--blue:#1257F0;--blue-2:#0B3FD6;--deep:#082A8F;--ink:#0F1A33;--slate:#4B5568;--muted:#7B8496;--line:#E3E8F2;--sky:#EEF4FF;--mist:#F5F8FD;--green:#16A34A;--green-2:#12803B;--red:#D14343;--font:'Manrope',system-ui,-apple-system,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:var(--font);color:var(--ink);background:var(--mist);line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:var(--blue)}
header{background:#fff;border-bottom:1px solid var(--line)}
.wrap{width:min(1080px,calc(100% - 32px));margin:0 auto}
.nav{display:flex;align-items:center;justify-content:space-between;height:66px}
.brand{display:flex;align-items:center;gap:9px;font-weight:800;font-size:20px;letter-spacing:-.03em;color:var(--ink);text-decoration:none}
.brand em{color:var(--blue);font-style:normal}
.brand img{width:30px;height:30px}
.nav .tel{font-size:13px;color:var(--slate);font-weight:600}
.hero{background:radial-gradient(ellipse 80% 120% at 75% 20%,#2A74FF 0%,#1250E6 40%,#0B3AC4 70%,var(--deep) 100%);color:#fff;padding:40px 0 120px}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);padding:6px 12px;border-radius:999px;font-size:13px;font-weight:700;margin-bottom:18px}
h1{font-size:clamp(32px,4.4vw,50px);line-height:1.06;letter-spacing:-.03em;font-weight:800;margin-bottom:16px}
.sub{font-size:18px;color:rgba(255,255,255,.88);max-width:44ch;margin-bottom:22px}
.points{list-style:none;display:grid;gap:10px;font-weight:600}
.points li{display:flex;gap:10px;align-items:center}
.points li:before{content:"✓";width:22px;height:22px;border-radius:50%;background:var(--green);display:inline-flex;align-items:center;justify-content:center;flex:none;font-size:13px;font-weight:800}
.card{background:#fff;color:var(--ink);border-radius:22px;box-shadow:0 30px 70px -25px rgba(8,42,143,.5);padding:28px;margin-bottom:-100px}
.progress{height:6px;background:var(--line);border-radius:999px;overflow:hidden;margin-bottom:20px}
.progress span{display:block;height:100%;width:10%;background:var(--green);transition:width .25s}
.step{display:none}
.step.active{display:block}
.step h2{font-size:22px;letter-spacing:-.02em;margin-bottom:6px;line-height:1.2}
.step .hint{color:var(--slate);font-size:14.5px;margin-bottom:16px}
.opts{display:grid;gap:10px}
.opts.two{grid-template-columns:1fr 1fr}
.opt{display:block;width:100%;text-align:left;padding:15px 16px;border:1.5px solid var(--line);border-radius:12px;background:#fff;font:inherit;font-weight:700;font-size:16px;color:var(--ink);cursor:pointer;transition:border-color .12s,background .12s}
.opt:hover,.opt:focus-visible{border-color:var(--blue);background:var(--sky);outline:none}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:12px}
.field label{font-size:13.5px;font-weight:700}
.field input,.field select{font:inherit;font-size:16px;padding:14px;border:1.5px solid var(--line);border-radius:10px;width:100%;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(18,87,240,.15)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.btn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;padding:17px;border:0;border-radius:12px;background:var(--green);color:#fff;font:inherit;font-weight:800;font-size:17px;cursor:pointer;box-shadow:0 12px 26px -12px rgba(22,163,74,.75)}
.btn:hover{background:var(--green-2)}
.btn[disabled]{opacity:.6;cursor:wait}
.back{background:none;border:0;color:var(--slate);font:inherit;font-size:14px;font-weight:600;margin-top:12px;cursor:pointer}
.err{color:var(--red);font-size:14px;font-weight:600;margin-top:8px;min-height:1px}
.consent{font-size:11.5px;color:var(--muted);line-height:1.5;margin:12px 0}
.consent label{display:flex;gap:8px;align-items:flex-start}
.consent input{margin-top:3px;flex:none;width:16px;height:16px}
.secure{text-align:center;font-size:12.5px;color:var(--muted);margin-top:12px}
.stop{text-align:center;padding:10px 0}
.stop h2{margin-bottom:10px}
.below{padding:120px 0 60px}
.why{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.why div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.why b{display:block;font-size:17px;margin-bottom:6px}
.why p{color:var(--slate);font-size:15px}
.faq{max-width:760px;margin:48px auto 0}
.faq h3{font-size:24px;margin-bottom:16px;letter-spacing:-.02em}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer}
.faq p{color:var(--slate);margin-top:8px;font-size:15px}
footer{border-top:1px solid var(--line);background:#fff;padding:28px 0;font-size:12.5px;color:var(--muted)}
footer p{margin-bottom:8px;max-width:90ch}
footer a{color:var(--slate)}
.page{max-width:760px;margin:40px auto 60px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px}
.page h1{font-size:30px;margin-bottom:14px}
.page h2{font-size:19px;margin:22px 0 8px}
.page p,.page li{color:var(--slate);margin-bottom:10px}
.page ul{padding-left:20px}
@media (max-width:860px){
  .hero{padding:24px 0 110px}
  .hero-grid{grid-template-columns:1fr;gap:22px}
  .sub{font-size:16.5px;margin-bottom:14px}
  .points{display:none}
  .nav .tel{display:none}
  .why{grid-template-columns:1fr}
}
@media (max-width:640px){
  h1{font-size:30px;line-height:1.12}
  .sub{font-size:16px;line-height:1.5;margin-bottom:6px}
}
.trust{text-align:center;font-size:12.5px;font-weight:600;color:var(--slate);margin-top:16px;padding-top:14px;border-top:1px solid var(--line)}
.block{margin-bottom:40px}
.block h3,.cta-band h3{font-size:26px;letter-spacing:-.02em;margin-bottom:18px;text-align:center}
.steps3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.steps3 div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}
.steps3 span{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--sky);color:var(--blue);font-weight:800;align-items:center;justify-content:center;margin-bottom:10px}
.steps3 b{display:block;font-size:17px;margin-bottom:6px}
.steps3 p{color:var(--slate);font-size:15px}
.checks{list-style:none;max-width:620px;margin:0 auto;display:grid;gap:10px}
.checks li{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px 14px 46px;position:relative;font-weight:600}
.checks li:before{content:"✓";position:absolute;left:14px;top:13px;width:22px;height:22px;border-radius:50%;background:var(--green);color:#fff;font-size:13px;font-weight:800;display:flex;align-items:center;justify-content:center}
.edu{max-width:760px;margin:48px auto 0}
.edu h3{text-align:left}
.edu p{color:var(--slate);margin-bottom:12px;font-size:16px}
.cta-band{background:linear-gradient(135deg,#1250E6,var(--deep));color:#fff;border-radius:22px;padding:34px 24px;text-align:center;margin:44px auto 0;max-width:760px}
.cta-band p{color:rgba(255,255,255,.85);margin:-8px 0 18px}
.cta-band .btn{max-width:320px;margin:0 auto}
@media (max-width:860px){
  .steps3{grid-template-columns:1fr}
  .sticky{left:0;right:0;bottom:0;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-top:1px solid var(--line)}
  .sticky .btn{width:100%}
  footer{padding-bottom:90px}
}
.home-hero{padding:56px 0 70px;text-align:center}
.home-hero .sub{margin:0 auto 32px}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;text-align:left;max-width:980px;margin:0 auto}
.tile{background:#fff;color:var(--ink);text-decoration:none;border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:8px;box-shadow:0 20px 50px -25px rgba(8,42,143,.6);transition:transform .15s}
.tile:hover{transform:translateY(-3px)}
.tile .ico{font-size:28px}
.tile b{font-size:18px;letter-spacing:-.01em}
.tile p{color:var(--slate);font-size:14.5px;flex:1}
.tile em{font-style:normal;font-weight:800;color:var(--green)}
.trust.light{color:rgba(255,255,255,.85);border-top:0;margin-top:26px}
.home-below{padding:60px 0}
@media (max-width:860px){.tiles{grid-template-columns:1fr}.home-hero{padding:32px 0 50px}}
@media (max-width:520px){.tiles{grid-template-columns:1fr}}

.sticky{position:fixed;right:24px;bottom:24px;z-index:30;opacity:0;transform:translateY(16px);pointer-events:none;transition:opacity .2s,transform .2s}
.sticky.on{opacity:1;transform:none;pointer-events:auto}
.sticky .btn{width:auto;padding:15px 26px;border-radius:999px;box-shadow:0 14px 30px -10px rgba(8,42,143,.45)}
@media (max-width:860px){.sticky{left:0;right:0;bottom:0}.sticky .btn{width:100%;border-radius:12px}}

.trust span{white-space:nowrap}
@media (max-width:860px){
  .hero:not(.home-hero){padding-bottom:28px}
  .hero:not(.home-hero) .card{margin-bottom:0}
  .below:not(.home-below){padding-top:44px}
}